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Affordable Health Care Coverage

Last year, the state of Maryland launched Maryland Health Connection, an insurance marketplace that makes it easier for Maryland residents to shop, compare and enroll in quality health plans. All legal residents of Maryland, who do not have access to health coverage through their employer, are eligible to enroll. As of January 1, 2014, Maryland Health Connection is open for both individuals and families, and for small businesses.

There are 13 insurance companies in Maryland offering various medical and dental plans, and seven Managed Care Organizations (MCOs) for Medicaid. The costs of your plan will depend on the one that you select, and variables such as your family size and income. You are able to see what your premium, deductibles and out-of pocket expenses will be before you decide to enroll in a plan. Low-cost and free plans are available, and financial help is available for those who qualify.

There are core benefits that all plans offered must include, which include: doctor visits, hospitalization, emergency care, maternity care, pediatric care, prescriptions, medical tests, mental health care, substance abuse treatments, and more.

Under guidelines of the Affordable Care Act, no one can be denied coverage because they have a pre-existing condition. Plans must also cover preventative care at no extra cost to you. These services include flu and pneumonia shots, birth control, routine vaccinations, and cancer screenings such as mammograms and colonoscopies.

The website gives side-by-side comparisons of each plan, assistance with locating health care providers, a section that provides video tutorials for website navigation and much more.

For more information, go to www.marylandhealthconnection.gov, or call 1-855-642-8572. For in-person assistance, residents of Allegany, Carroll, Frederick, Garrett, Howard, and Washington Counties can go to www.doortohealthcare.org or call 1-855-288-3667.

11116 Medical Campus Road
Hagerstown, MD 21742
TDD: 1-800-735-2258
meritus Health
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